---
title: "Behind the Board: Steve Ehrhardt"
description: Meet Board President Steve Erhardt and discover why he chose to serve Heritage Bank and support the communities we call home.
---

[blog ](https://neighbors.heritagebankozarks.com/blog)

# [Behind the Board: Steve Ehrhardt](https://neighbors.heritagebankozarks.com/blog/behind-the-board-steve-erhardt)

 Written by [Heritage Bank of the Ozarks](https://neighbors.heritagebankozarks.com/blog/author/heritage-bank-of-the-ozarks) | June 2025

- How did you become involved with Heritage Bank of the Ozarks?  
  
    - Bill asked if I’d be interested in becoming an investor and charter director. My dad had been involved with a community bank in our hometown of Hannibal for many years, and he encouraged me to get involved. It’s been a great opportunity for diversification and has exposed me to a wide variety of businesses. I’ve learned a lot about business and have had the chance to meet some incredible people along the way. 
- What excites you about community banking?  
  
    - It allows dreams to come true. Community banks have been the catalyst for the success of our family businesses.  
- Can you tell us a little about your career path?  
  
    - Growing up in a family business, Hardee’s, I got an early start mowing grass, unloading trucks, running shifts, and helping open new stores. After earning a degree in accounting and spending a few years gaining experience on my own, I returned to the family business. In the late '90s, we transitioned into hospitality, and hotels have been our core focus ever since. We’ve been fortunate to build a strong team along the way—people who work hard every day to serve our customers well.
- What does a typical day look like for you?  
  
    - Early rise around 5 am, coffee, prayer, email, workout (most days), shower, and then off to pester one of my GMs.  
- What values guide your leadership or business decisions?  
  
    - Servant's attitude. Empower your TEAM
- What’s one piece of advice you often share?   
  
    - Continuous improvement, ALWAYS be looking for something better in all that you do. 
- What’s your go-to coffee order—or favorite way to start the day?  
  
    - Fresh-brewed Dunkin medium roast coffee
- If you weren’t doing what you do now, what would your dream job be?  
  
    - I'm lucky to be doing my dream job!

[View full post](https://neighbors.heritagebankozarks.com/blog/behind-the-board-steve-erhardt)

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