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Big Financial Decisions Can Make You Feel Like A Kid...

Written by Heritage Bank of the Ozarks | March 2025

When it comes to big financial decisions, it's normal to have questions and feel overwhelmed...like a kid. We want to reassure our customers that we're here to support our Neighbors every step of the way. Whether you're looking to open a checking or savings account or need guidance on applying for a personal or business loan, our team of Neighbors is here to help.

 

Neighbor Rewards Checking

  • 5.00% APY on balances up to $10,000 when certain qualifications are met.
  • 0.50% APY on balances over $10,000 when certain qualifications are met.
  • 0.01% APY on balances when qualifications are not met.
  • Refunds on foreign ATM withdrawal fees.
  • Link to Neighbor Rewards Savings account.
  • No minimum balance to earn rewards.

 

Neighbor Rewards Savings

  • Set up automatic deposits from your Neighbor Rewards Checking account.
  • 0.75% APY on balances up to $100,000.
  • No monthly maintenance fee.
  • No minimum balance to earn.
  • $100 minimum deposit to open.
  • 6 free withdrawals/transfers per month.
  • Qualifying for Neighbor Rewards Checking automatically qualifies you for the highest Neighbor Rewards Savings account.

 

Loan Products for Our Neighbors

 

We have lending solutions for your personal, business, and home needs

Need the right loan to make your plans happen? As a premier lender in South Central Missouri, we’re proud to serve our Neighbors with flexible solutions for personal, business, and home financing. We’re here to give you more freedom and more choices – let’s bring your goals to life, right here in the place you call home.