Skip to the main content.
HBO_Logo _heritage Ledger

Connecting with our Neighbors where it counts!

Welcome to the Heritage Ledger—where we help our Neighbors navigate banking with confidence, from loans to finances and everything in between.

Subscribe
Popular Topics
Checking    |    Savings    |     Loans & Financing    |    Home Mortgage   |   Agriculture   |   All Topics

Your Trusted Partner for Home and Business Financing

We know what it takes to make a house into a home. Our goal is to make owning your dream home come true. From construction loans for a custom home or renovation, we will tailor a plan for you. We are also here to guide small businesses to their next...

Read More

1 min read

Big Financial Decisions Can Make You Feel Like A Kid...

When it comes to big financial decisions, it's normal to have questions and feel overwhelmed...like a kid. We want to reassure our customers that...

Read More

2 min read

Who Are Your Trusted Agricultural Advisors

Farmers have well earned the right to be independent thinkers, stubborn, and set in their ways. They are the ones out there battling the weather,...

Read More

2 min read

How To Get a Leg Up in the Real Estate Market

In the competitive real estate market, serious buyers stand out. Discover how being prepared can give you a significant advantage.

Read More

Connect With Your Neighbors

Other banks see customers. We see Neighbors. Heritage Bank of the Ozarks is your home-owned, home-operated bank…where excellent banking meets friendly local service.