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Mobile Banking with Confidence

Picture of Heritage Bank of the Ozarks Heritage Bank of the Ozarks : Updated on January 12, 2026

Financing Checking Savings Mobile Banking

Banking at Your Fingertips: The Heritage Mobile Banking App

At Heritage Bank of the Ozarks, we’re all about making banking easier, faster, and more neighbor-friendly. That’s why we created the Heritage Mobile Banking App—a secure, convenient way to manage your money, wherever life takes you.

Whether you're checking your balance from the bleachers, transferring funds in your pajamas, or ordering checks from the coffee shop, our app is designed to keep up with your busy life—without ever needing to stop by a branch (unless you want to, of course—we love seeing our Neighbors!).

Fast, free, secure—and right at your fingertips. Download the Heritage Mobile Banking App today and take control of your finances with the same hometown service you know and trust.

Neighbors Serving Neighbors—anytime, anywhere.

Why People Use the Heritage App

Life moves fast—and so do our customers. Whether it’s a quick bill payment, a spontaneous purchase, or keeping tabs on your finances while traveling, our app gives you the freedom to bank when and where you need to.

Here’s what our Neighbors love most:

No waiting in line
No hunting down a checkbook
Everything in one place—securely stored in your pocket

It’s banking made simple, stress-free, and on your terms.

What Can You Do with the Heritage App?

A better question might be, what can’t you do?

Stay Connected to Your Money

View account balances in real-time
Transfer funds between accounts
Pay bills with just a few taps
Set up alerts to keep an eye on specific transactions

Mobile Deposit

Snap a pic, make a deposit—it’s that simple. Skip the line and save a trip with mobile deposit, available right inside the app. (See our Mobile Deposit User Agreement for details.)

In-App Chat

Got questions? We’ve got real people ready to help. Chat with a Heritage team member right in the app to:

Request an address change
Dispute a transaction
Set up travel notifications
Order checks or an instant issue debit card

Bank with Confidence: Safety Comes Standard

We understand that trust is everything when it comes to your finances. That’s why the Heritage Mobile Banking App uses state-of-the-art security features to protect your personal information:

Multi-layer encryption to keep your data safe
Secure login options, including biometrics (like fingerprint or facial recognition) on compatible devices
Automatic timeouts and other safeguards to prevent unauthorized access

We treat your financial information like it’s our own—because in our eyes, Neighbors take care of Neighbors.