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Kim Light

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2 min read

Planning for the Unexpected: Insurance Essentials for Farm Families

Picture of Kim Light Kim Light: May 2026

One of the most difficult situations that I have had to deal with in my banking career is financial distress that is brought on by the illness or death of a key person in a farming operation. As I have discussed in previous articles, many farmers...

Loans Agriculture Financing
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Hereford Cattle

2 min read

Who Are Your Trusted Agricultural Advisors

Picture of Kim Light Kim Light: March 2025

Farmers have well earned the right to be independent thinkers, stubborn, and set in their ways. They are the ones out there battling the weather,...

Loans Agriculture Financing
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Connect With Your Neighbors

Other banks see customers. We see Neighbors. Heritage Bank of the Ozarks is your home-owned, home-operated bank…where excellent banking meets friendly local service.