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Connecting with our Neighbors where it counts!

Welcome to the Heritage Ledger—where we help our Neighbors navigate banking with confidence, from loans to finances and everything in between.

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Big Financial Decisions Can Make You Feel Like A Kid...

Picture of Heritage Bank of the Ozarks Heritage Bank of the Ozarks: March 2025

When it comes to big financial decisions, it's normal to have questions and feel overwhelmed...like a kid. We want to reassure our customers that...

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Connect With Your Neighbors

Other banks see customers. We see Neighbors. Heritage Bank of the Ozarks is your home-owned, home-operated bank…where excellent banking meets friendly local service.