Debuting My Credit Manager Program

Credit Insights & Protection in Online Banking

We are always looking for ways to help you better understand and manage your financial life. That’s why we’re excited to announce the launch of My Credit Manager — a new feature now available inside your Heritage Bank Online Banking.

What You Can Do with My Credit Manager

With My Credit Manager, your credit health becomes easier to track and understand. Right from our app dashboard, you can:

• View your credit score anytime you want.

• See what's impacting your score to better understand what’s helping and what might be holding you back.

• Receive credit alerts when there’s a change, so you’re always in the loop.

Your credit score is more than just a number. It’s a reflection of your financial story and a key that can open (or close) doors along your journey. From buying your first car to purchasing a home, starting a business, or even securing better interest rates, your credit score plays a powerful role in the opportunities available to you. A healthy score can save you money, reduce stress, and give you greater confidence when making big life decisions.

At Heritage Bank, we believe financial wellness is about understanding where you are today and having the tools to grow toward tomorrow. That’s why My Credit Manager is such an important addition to Online Banking. It empowers you to stay informed, spot potential issues early, and make smarter choices that support your long-term goals. When you can clearly see and understand your credit, you’re better equipped to take control of your financial future — start where you are.

Upgrade to Premium for More Tools

While the basic My Credit Manager features are included, you can also upgrade to the Premium version for $6.99 per month. With this upgrade, you’ll receive:

• Subscription Tracking Management — see and manage recurring charges in one place.

• Identity Protection Options — additional tools to help safeguard your identity.

These added features are perfect for customers who want extra visibility and peace of mind when it comes to their financial life.

Updated Terms of Use

Before you start using My Credit Manager, you’ll be asked to accept our updated Terms of Use the next time you log in to Online Banking. This lets us provide you with these new tools securely and seamlessly.

We’re thrilled to bring you these expanded credit insights & tools all inside our Heritage Digital Banking you use every day. Log in and start exploring My Credit Manager today.

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