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Connecting with our Neighbors where it counts!

Welcome to the Heritage Ledger—where we help our Neighbors navigate banking with confidence, from loans to finances and everything in between.

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Neighbors

1 min read

Penny for Your Thoughts

Picture of Crystal Wade Crystal Wade: January 2026

What’s Happening with the ¢ Coin?

Neighbors Financial Education
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Megan Prock in neighborhood.

2 min read

Celebrating Homeownership Month

Picture of Megan Prock Megan Prock: June 2025

Building Dreams, Strengthening Communities

Loans Home Mortgage First Time Home Buyer Neighbors
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Steve Erhardt Story

1 min read

Behind the Board: Steve Ehrhardt

Picture of Heritage Bank of the Ozarks Heritage Bank of the Ozarks: June 2025

Behind the Board Neighbors Employee
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2 min read

Day In The Life: Crystal Wade

Picture of Heritage Bank of the Ozarks Heritage Bank of the Ozarks: May 2025

Walking in Her Shoes: A Day with Crystal Wade, EVP of Operations

Neighbors Employee Day In The Life
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Connect With Your Neighbors

Other banks see customers. We see Neighbors. Heritage Bank of the Ozarks is your home-owned, home-operated bank…where excellent banking meets friendly local service.