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Connecting with our Neighbors where it counts!

Welcome to the Heritage Ledger—where we help our Neighbors navigate banking with confidence, from loans to finances and everything in between.

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Financial Education

1 min read

Penny for Your Thoughts

Picture of Crystal Wade Crystal Wade: January 2026

What’s Happening with the ¢ Coin?

Neighbors Financial Education
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Connect With Your Neighbors

Other banks see customers. We see Neighbors. Heritage Bank of the Ozarks is your home-owned, home-operated bank…where excellent banking meets friendly local service.