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Connecting with our Neighbors where it counts!

Welcome to the Heritage Ledger—where we help our Neighbors navigate banking with confidence, from loans to finances and everything in between.

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2 min read

A Day Trip of Discovery with Heritage Club

A Day Trip of Discovery with Heritage Club Heritage Club members recently enjoyed a wonderful day trip filled with history, great food, unique shopping, and a few surprises along the way. While the weather kept us guessing for much of the day, the...

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1 min read

Discover Dairy

Dairy Resources for Curious Minds June is National Dairy Month, a time to recognize the farmers, families, and businesses that work every day to...

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1 min read

A Heritage Club Holiday

Christmas Around the World in Omaha This holiday season, experience the magic of Christmas traditions from around the world without the stress of...

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2 min read

Help us Congratulate Brette Richardson

Brette Richardson - Loan Department Administrative Professional We are proud to welcome Brette Richardson to the team as Loan Department...

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1 min read

June 8th - Baker Creek Seed Co. & MORE

Heritage Club Day Trip Join us as we explore one of Missouri’s most unique destinations with your Heritage Club friends for a relaxing and fun-filled...

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3 min read

5 Scams Every Neighbor Should Watch for in 2026

May 15th is National Senior Fraud Protection Day, an important reminder that scams are becoming more sophisticated, more personal, and unfortunately,...

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Planning for the Unexpected: Insurance Essentials for Farm Families

One of the most difficult situations that I have had to deal with in my banking career is financial distress that is brought on by the illness or...

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Improving Farm Efficiency in Today’s Cattle Operations

Cow/calf operations and small farms are the backbone of our rural communities. Many producers balance farming with full-time jobs while still working...

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1 min read

Youth Ag Loan Program

Investing in the Next Generation of Agriculturalists

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Connect With Your Neighbors

Other banks see customers. We see Neighbors. Heritage Bank of the Ozarks is your home-owned, home-operated bank…where excellent banking meets friendly local service.