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Connecting with our Neighbors where it counts!

Welcome to the Heritage Ledger—where we help our Neighbors navigate banking with confidence, from loans to finances and everything in between.

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Hereford Cattle

2 min read

Who Are Your Trusted Agricultural Advisors

Picture of Kim Light Kim Light: March 2025

Farmers have well earned the right to be independent thinkers, stubborn, and set in their ways. They are the ones out there battling the weather, uncertain commodity prices, high input costs, government regulations, and fluctuating interest rates....

Loans Agriculture Financing
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2 min read

How To Get a Leg Up in the Real Estate Market

Picture of Heritage Bank of the Ozarks Heritage Bank of the Ozarks: March 2025

In the competitive real estate market, serious buyers stand out. Discover how being prepared can give you a significant advantage.

Loans Home Mortgage
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Connect With Your Neighbors

Other banks see customers. We see Neighbors. Heritage Bank of the Ozarks is your home-owned, home-operated bank…where excellent banking meets friendly local service.